When something has gone wrong — a hidden commission, a home that wasn't what you were promised, an unscrupulous lender or broker — you deserve more than legal process. You deserve someone in your corner who understands what's at stake.
Ryans Solicitors combines deep specialist expertise in financial mis-selling and housing claims with a straightforward commitment: we don't stop until you get what you're owed.
Dedicated legal teams focused on specific recovery sectors.
Recovery for hidden fees in financial products and broker agreements.
Ensuring landlords maintain safe and habitable living conditions for all tenants.
Mis-sold car finance? We recover your agreements and pursue compensation.
Claims against predatory lenders who failed to conduct proper suitability checks.
Recovery for businesses overcharged through hidden energy broker commissions and mis-sold contracts.
Collective litigation for major investment fund collapses and fraud.
No two recoveries look the same. Here’s what each area of our practice covers — and the specific evidence we gather to build it.
What it is
Where lenders, brokers or intermediaries received hidden payments in connection with a financial product you bought — from car finance to mortgages, insurance and consumer credit — without your informed consent.
How we assess it
We obtain the underlying credit and commission disclosures, model the true cost of borrowing against what was disclosed at the point of sale, and benchmark commission levels against FCA guidance and recent appellate authority.
What it is
Claims against social and private landlords who have failed to repair damp, mould, leaks, structural defects, heating or other hazards that make a home unsafe or unfit to live in.
How we assess it
We instruct an independent inspection company to attend the property, assess and photograph the problem areas, and produce a surveyor-grade report. That evidence — combined with your reporting history — drives the schedule of works and compensation we pursue.
What it is
Mis-sold Personal Contract Purchase, Hire Purchase and conditional sale agreements where commission arrangements, affordability or product suitability were not properly disclosed.
How we assess it
We analyse your loan agreements line by line — APR, commission structures, balloon payments and dealer incentives — and cross-reference them with the lender's own disclosure obligations to evidence loss.
What it is
Loans, credit cards, overdrafts and high-cost short-term credit advanced to borrowers who could not realistically afford repayments without further borrowing or hardship.
How we assess it
We forensically examine your financial situation at the time the credit was granted — income, outgoings, existing debts and behavioural patterns — and how each provider treated you, then test that against the lender's affordability and forbearance duties.
What it is
Commercial energy contracts where brokers received undisclosed commissions, or businesses were locked into inflated rates and unfavourable terms without transparent disclosure of fees.
How we assess it
We audit your energy broker agreements and supply contracts, benchmark the rates and commissions against market norms and Ofgem guidance, and reconstruct what you should have been quoted to quantify the hidden cost.
What it is
Group claims for retail and sophisticated investors caught up in failed funds, mini-bond schemes, SIPP investments and other collective losses.
How we assess it
We coordinate with forensic accountants and counsel to map the flow of investor funds, identify the responsible advisers, providers or trustees, and run the matter as a collective action so costs and risk are shared across the group.
Authorised & Regulated
Solicitors Regulation Authority No. 638841
“A firm that combines traditional values with modern litigation prowess.”
The Legal Review 2024
Recognised & Accredited By
“From the first call they actually listened. The team explained every step in plain English and recovered more than I thought possible.”
Sarah M.
Undisclosed Commission Claim · Manchester
“Years of being dismissed by my landlord, then Ryans took the case and the repairs were done within months. Fair, firm and human.”
David & Priya R.
Housing Disrepair · Liverpool
“Calm, methodical and genuinely on my side. I never felt like a case number — I felt represented.”
James O.
PCP Finance Claim · Warrington
At Ryans, we believe legal representation should be accessible to those facing larger corporate entities. We operate primarily on a success-based model, ensuring that our interests are perfectly aligned with yours.
Our solicitors bring decades of collective experience from the UK’s leading firms, applying high-level strategy to consumer and private client claims — without ever losing sight of the person behind the file.
Dedicated teams for each claim type — so the lawyer reading your file has run this exact fight many times before.
We share the risk. You only pay if we recover, and the terms are explained in plain English before you sign anything.
Real solicitors answer your questions — no chatbots, no scripts, no pressure. We treat clients the way we'd want our own family treated.
You may not know exactly what happened — only that something did. Whether it's a financial product sold without full disclosure or a housing situation that fell short of what you were assured, Ryans Solicitors helps you understand your position, build your case, and pursue the outcome you deserve. Trusted specialists. On your side from day one.